Need Help Demystifying Homeowner’s Insurance?

Posted on Zillow: A VERY informative article that will help you understand Homeowner’s Insurance…

The Ins and Outs of Homeowner’s Insurance


One of the things people rarely pay much attention to when they buy a property, is whether they have adequate dwelling hazard and liability insurance, otherwise known as homeowner’s insurance. Getting a policy is easy and

almost always obtained when someone closes escrow on their home or rental property. But is it the right type and amount of insurance? Most people reading this sentence probably would admit that they have no idea about their homeowner’s coverage, but they should know, considering it protects their largest asset.
Let’s run through a few basics so that you can help yourself understand your policy and ensure you have the proper coverage in place for your needs. Go head and pull out your insurance policy binder, it’s about 40 pages thick, then flip to the third or fourth page that contains line items like: Building/Dwelling, Separate Structures, Personal Property, Loss of Use, Medical, and Extended Replacement. This section also includes corresponding amounts of maximum coverage, which tells you how much coverage you have in case of a loss. You need to look at each line item of coverage and discuss with your agent if you believe that amount is sufficient.


For more information about Homeowner’s Insurance feel free to contact us directly at (781) 848-9064.


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About SUCCESS! Real Estate

SUCCESS! Real Estate is a full service Real Estate company serving all of Massachusetts. Feel free to contact us anytime: or (781) 848-9064.

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